src,test: raise error for --enable-fips when no FIPS

This commit moves the check for FIPS from the crypto module
initialization to process startup.

The motivation for this is that when OpenSSL is not FIPS enabled and the
command line options --enable-fips, or --force-fips are used, there will
only be an error raised if the crypto module is used. This can be
surprising and we have gotten feedback that users assumed that there
would be an error if these options were specified and FIPS is not
available.

PR-URL: https://github.com/nodejs/node/pull/38859


Reviewed-By: Michael Dawson <midawson@redhat.com>
Reviewed-By: James M Snell <jasnell@gmail.com>
Reviewed-By: Anna Henningsen <anna@addaleax.net>
Reviewed-By: Richard Lau <rlau@redhat.com>