bcachefs: Avoid taking journal lock unnecessarily

Previously, any time we failed to get a journal reservation we'd retry,
with the journal lock held; but this isn't necessary given
wait_event()/wake_up() ordering.

This avoids performance cliffs when the journal starts to get backed up
and lock contention shoots up.

Signed-off-by: Kent Overstreet <kent.overstreet@linux.dev>