\documentclass{article}
\usepackage[IT,bf,TABTOPCAP]{subfigure}
\begin{document}
\listoftables
\listoffigures
\paragraph{Figures}
Two figures, \ref{fig:A-one} and \ref{fig:A-two}.

\begin{figure}[ht]
\begin{center}
 [Graphic One]\\
\caption{This is a figure\label{fig:A-one}}
\end{center}
\end{figure}

\begin{figure}[ht]
\begin{center}
[Graphic Two]\\
\caption{This is another figure\label{fig:A-two}}
\end{center}
\end{figure}

\paragraph{Sub-Figures with captions}
Two figures, \ref{fig:B-one} and \ref{fig:B-two}.

\begin{figure}[ht]
\begin{center}
\subfigure[This is a figure\label{fig:B-one}]{[Graphic One]}
\subfigure[This is another figure\label{fig:B-two}]{[Graphic Two]}\\
\end{center}
\end{figure}

\paragraph{Sub-Figures, collective caption}
Two figures, \ref{fig:C}

\begin{figure}[ht]
\begin{center}
\subfigure{[Graphic One]}
\subfigure{[Graphic Two]}\\
\end{center}
\caption{Collectively two figures\label{fig:C}}
\end{figure}

\paragraph{Sub-Figures with all captions}
Two figures, \ref{fig:D-one} and \ref{fig:D-two},
and collectively as \ref{fig:D}.

\begin{figure}[ht]
\begin{center}
\subfigure[This is a figure\label{fig:D-one}]{[Graphic One]}
\subfigure[This is another figure\label{fig:D-two}]{[Graphic Two]}\\
\caption{Collectively two figures\label{fig:D}}
\end{center}
\end{figure}

\paragraph{Sub-Tables with captions}
Two tables, \ref{tab:B-one} and \ref{tab:B-two}.

\begin{table}[ht]
\begin{center}
\subtable[This is a table\label{tab:B-one}]{[Tabular One]}
\subtable[This is another table\label{tab:B-two}]{[Tabular Two]}\\
\end{center}
\end{table}

\paragraph{Sub-Tables, collective caption}
Two tables, \ref{tab:C}

\begin{table}[ht]
\caption{Collectively two tables\label{tab:C}}
\begin{center}
\subtable{[Tabular One]}
\subtable{[Tabular Two]}\\
\end{center}
\end{table}

\paragraph{Sub-Tables with all captions}
Two tables, \ref{tab:D-one} and \ref{tab:D-two},
and collectively as \ref{tab:D}.

\begin{table}[ht]
\caption{Collectively two tables\label{tab:D}}
\begin{center}
\subtable[This is a table\label{tab:D-one}]{[Tabular One]}
\subtable[This is another table\label{tab:D-two}]{[Tabular Two]}\\
\end{center}
\end{table}

\end{document}